Welcome to The Pickup’s Money Journal series, where we (anonymously) snoop on our Tulsa neighbors’ finances. Want to be snooped on yourself? Fill out our Money Journal submission form, or email Matt Carney at matt@thepickup.com. Thanks to our pals at Racket for sharing this format with us.
Job: Financial Analyst
Age: 26
Neighborhood: North Tulsa
Education: MS and BS finance
Estimated annual income: $75,000
Partner's salary: N/A
Dependents: None
Estimated net worth: $6,000
DEBT
$150k home mortgage, $8.4k in graduate student loans
ASSETS
Own house, own 2011 Honda CRV, contribute 5% to 401k with 3% company match
MONTHLY INCOME
Work take-home is $4,150 after tax and deductions. Occasionally I’ll get some income from photography.
MONTHLY EXPENSES
Mortgage: $1,164
Student loan: $118
Electric avg: $83
Water/trash avg: $62
Nat gas avg: $66.7
Internet: $56
Car insurance: $87
Phone: $80
Car gas/tolls: $120 is the max I pay in a month, but it fluctuates below that
Food: $300
Miscellaneous/fun: $425